Bringing fairness and transparency to personal finance

When you deposit money into most checking accounts, you have no idea where your money actually is. The bank could be using it to fund a mortgage, bond purchases, or a number of other investments. And the worst part is, the bank gets to keep all the returns without taking on any of the risk.

Lucible was created to change this. We only make money on your subscription fee. You keep 100% of the returns you generate on your investments, we give you the lowest possible margin loan rates we can while breaking even, and every decision we make is optimized solely for your financial success.